2025/26 All tools updated for the current UK tax year — VAT threshold £90,000 · Personal allowance £12,570
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About TheBizHQ.com

Free calculators, tools and guides built for UK small business owners, freelancers, employees and job seekers.

What is TheBizHQ?

TheBizHQ.com is a free, independent UK website providing practical tools and calculators for people navigating the UK tax system, employment market, benefits system and more. We are not affiliated with HMRC, Companies House, the DWP or any UK government body.

Our tools are designed to give you a clear, instant answer to the financial and employment questions that affect your everyday life — without jargon, without sign-ups and without cost.

What we cover

Tax & HMRC
VAT, income tax, corporation tax, NI and more — all updated for the current tax year.
Freelancer & Contractor
IR35, day rates, project pricing, invoicing and late payment tools.
Startup & Planning
Break-even, cash flow, profit margins and startup cost tools.
HR & Staff
Minimum wage, holiday pay and employee vs contractor cost tools.
Compliance
GDPR checklist, cookie policy and privacy policy generators.
Private Pensions
Contribution, tax relief, pot growth and drawdown calculators.
Benefits & Entitlements
Universal Credit, Child Benefit, SSP, maternity pay and more.
Jobs & Employment
Salary checker, notice period, redundancy rights and CV generator.
Directory
HMRC offices, Citizens Advice, Job Centre Plus and Companies House by city.
Immigration
Visa guides, right to work, ILR and BRP information.

Our principles

Always free
Every tool on TheBizHQ is completely free to use. No subscription, no sign-up, no hidden costs — ever.
UK-specific and up to date
All tools use current UK tax rates, HMRC thresholds and UK legislation. We review and update rates every April when the new tax year begins.
No data collection
We do not store or collect the figures you enter into our calculators. Everything is calculated in your browser and nothing is sent to our servers.
Independent
TheBizHQ.com is a private, independent website. We are not affiliated with HMRC, the DWP, Companies House or any government body. Our tools provide guidance only — not financial, tax or legal advice.
Plain English
We write in plain English. No jargon, no legalese. If you need to understand a technical term we explain it in the tool.

Important disclaimer

All tools on TheBizHQ.com provide estimates for guidance purposes only. They are not a substitute for professional financial, tax or legal advice. Tax rates and thresholds are reviewed regularly but may not always reflect the very latest HMRC changes. Always verify important figures with HMRC directly or with a qualified professional before making financial decisions.

Please contact the relevant professional or authority for final advice and decisions.

Read our full disclaimer →

Built by jfweb.com

TheBizHQ.com is designed and built by jfweb.com — a UK and US based digital agency building websites, tools and automation for businesses of all sizes. If you need a custom calculator, tool or directory for your own website, we would love to hear from you.

Visit jfweb.com →

Get in touch

Found an error in one of our tools? Have a suggestion for a new calculator? We want to hear from you.

Contact us →
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